NEW HAMPSHIRE AUTO INSURANCE GUIDE
New Hampshire MedPay, $1,000 Minimum, Three-Year Expense Window & Health-Insurance Coordination
New Hampshire automobile policies must include medical-payments coverage subject to statutory minimums and timing rules. This guide will address the $1,000 minimum, covered persons and expenses, the three-year expense-incurrence period, coordination with health insurance, exclusions, documentation, and claim-payment disputes.
Publication review note — September 17, 2026. Verify current RSA 264:16, required limits, expense timing, health-insurance coordination, exclusions, and policy forms before publication.