NEW HAMPSHIRE AUTO INSURANCE GUIDE
New Hampshire UM/UIM Insolvency, Available-Limit Reductions & Subrogation
This guide will address New Hampshire UM/UIM calculations, treatment of insolvent insurers, reductions based on available liability limits, settlement notice, consent, exhaustion, and subrogation rights that may affect recovery.
Publication review note — September 17, 2026. Verify current RSA 264:15, policy forms, insolvency provisions, reductions, exhaustion, and subrogation rules before publication.
VictimsGuide 