NEW JERSEY AUTO INSURANCE GUIDE

New Jersey Crash Investigation, Evidence Preservation & Two-Year Injury Limitation

New Jersey personal-injury claims generally must be filed within two years. This guide will combine the limitation period with practical crash-investigation and preservation steps involving vehicles, electronic data, photographs, video, witnesses, police records, medical documentation, PIP records, and spoliation issues.

Publication review note — September 17, 2026. Verify current limitation statutes, tolling rules, evidentiary standards, preservation authority, and any claim-specific notice requirements before publication.