NEW JERSEY AUTO INSURANCE GUIDE

New Jersey Third-Party Failure to Settle & Excess Exposure

This guide will examine New Jersey law governing liability-insurer settlement conduct when a claim threatens to exceed policy limits, including duties owed to the insured, demand evaluation, excess judgments, assignments, and related remedies.

Publication review note — September 17, 2026. Verify current common-law and statutory settlement authority and controlling appellate decisions before publication.