VictimsGuide

A Citizen’s Guide to Auto Insurance and Crash Law

Start Here

NORTH DAKOTA GUIDE 15

North Dakota Rideshare & Transportation Network Coverage

Rideshare insurance can change according to app status. North Dakota’s TNC framework also intersects with mandatory liability, UM/UIM and basic no-fault coverage.

  • Preserve app-status, trip and GPS records.
  • Obtain the driver’s personal policy and the transportation-network policy.
  • Review personal-policy exclusions and rideshare endorsements.
  • Analyze liability, UM/UIM and no-fault/PIP coverage by phase.

Publication review note — September 17, 2026. Verify current TNC statutes, Insurance Department guidance and policy language before publication.