Vermont UM/UIM Coverage, 50/100 Minimums & Matching Higher Liability Limits

Vermont requires uninsured and underinsured motorist coverage with bodily-injury limits of at least 50/100 and generally requires UM/UIM limits to match higher bodily-injury liability limits unless the policyholder directs otherwise as permitted by law. This guide will address minimum limits, matching rules, insured status, available elections, and policy-priority issues.