VIRGINIA AUTO INSURANCE GUIDE
Required Auto Insurance & 50/100/25 Minimum Limits in Virginia
For policies effective on or after January 1, 2025, Virginia’s minimum motor-vehicle liability limits are $50,000 bodily injury per person, $100,000 bodily injury per accident, and $25,000 property damage. This guide will address compulsory financial responsibility, proof of coverage, minimum limits, and practical coverage consequences after a crash.
Publication review note — September 17, 2026. Verify current Title 46.2 and Title 38.2 requirements, effective dates, exceptions, and policy language before publication.