WEST VIRGINIA AUTO INSURANCE GUIDE
West Virginia MedPay, Medicaid, Workers’ Compensation Subrogation & Reimbursement
Medical-payment coverage, Medicaid recovery, workers’ compensation subrogation, and other reimbursement claims can materially affect a West Virginia crash recovery. This guide will address available first-party medical coverage, public-benefit liens, workers’ compensation recovery rights, statutory limits on subrogation, and settlement allocation issues.
Publication review note — September 17, 2026. Verify current §23-2A-1, Medicaid recovery provisions, lien and reimbursement rules, and policy language before publication.