WEST VIRGINIA AUTO INSURANCE GUIDE

West Virginia Settlement, Releases, 20-Day Protection & 180-Day Disavowal

West Virginia law restricts efforts to obtain certain settlements, releases, or statements during the first 20 days after injury when specified incapacity conditions exist. This guide will address the statutory protection, circumstances permitting disavowal within 180 days, release language, consideration, fraud or mistake issues, and coordination with insurance claims.

Publication review note — September 17, 2026. Verify current §55-7-11a, statutory conditions, exceptions, disavowal requirements, and controlling decisions before publication.