WISCONSIN GUIDE 15
Wisconsin Rideshare & Transportation Network Coverage
Wisconsin rideshare insurance changes according to app status and whether the driver is engaged in transportation network services. Current law requires distinct liability coverage during waiting and ride periods together with applicable uninsured motorist protection.
- Preserve app-status, trip and GPS records.
- Obtain the driver’s personal policy and the transportation-network policy.
- Review personal-policy exclusions and rideshare endorsements.
- Analyze waiting-period and transportation-service liability and UM/UIM coverage.
Publication review note — September 17, 2026. Verify current Wis. Stat. § 440.48 requirements and policy language before publication.
VictimsGuide 