UTAH GUIDE 05
Utah Uninsured & Underinsured Motorist Coverage
Utah UM/UIM coverage is governed by statute and policy terms, including offer, selection, rejection, limits, insured status, offsets, settlement effects and subrogation.
- Obtain declarations, endorsements and UM/UIM selection or rejection documents.
- Identify every policy under which the injured person may qualify as an insured.
- Review liability settlements before executing releases.
- Apply current Utah Code Title 31A and controlling appellate authority.
Publication review note — September 17, 2026. Verify current UM/UIM statutes, policy language and case authority before publication.
VictimsGuide 