VIRGINIA AUTO INSURANCE GUIDE
Virginia Rideshare & Transportation Network Coverage
Virginia transportation network company law imposes separate insurance requirements depending on whether a driver is logged on and waiting for a request or is providing an accepted/prearranged ride. This guide will address the 50/100/25 waiting-period limits, $1 million passenger-period coverage, required UM/UIM, status records, disclosure duties and coordination with personal auto exclusions.
Publication review note — September 17, 2026. Verify current TNC statutes, UM/UIM requirements, disclosure procedures and policy forms before publication.