VIRGINIA AUTO INSURANCE GUIDE

Who Is an Insured Under Virginia Auto Insurance?

Coverage frequently turns on who qualifies as an insured under the liability, medical-payments, uninsured-motorist and underinsured-motorist provisions. This guide will examine named insureds, resident relatives, permissive users, occupants, pedestrians and other persons who may qualify under Virginia statutes and policy language.

Publication review note — September 17, 2026. Verify current statutory definitions, omnibus requirements, policy language and controlling Virginia decisions before publication.