WISCONSIN GUIDE 21
Wisconsin MedPay, Hospital Liens & Reimbursement
Wisconsin motor-vehicle policies must offer medical-payments coverage of at least $1,000 per person, but a named insured may reject MedPay. When MedPay is included, it may be written as excess over other reimbursement sources and the insurer may retain statutory subrogation rights.
- Confirm whether MedPay was included or rejected and identify the applicable limit.
- Track payments by auto insurers, health plans and medical providers with a complete ledger.
- Preserve hospital-lien, reimbursement and subrogation notices before settlement.
- Review § 632.32 together with applicable lien and reimbursement statutes and plan documents.
Primary Wisconsin Source
Wis. Stat. § 632.32(4) — Medical Payments Coverage
Current-law review: September 16, 2026. MedPay availability, priority, subrogation and reimbursement depend on the policy and applicable law.
VictimsGuide 