WISCONSIN GUIDE 04
Who Is an Insured Under Wisconsin Auto Insurance?
Insured status can differ by coverage. Liability, mandatory UM, optional UIM, MedPay and other policy parts may define insured persons differently.
- Named insureds and resident relatives.
- Permissive users and occupants.
- Persons protected by UM/UIM and MedPay provisions.
- Employer, commercial, rental and rideshare insured definitions.
Publication review note — September 17, 2026. Verify the actual policy and current Wisconsin statutes and case law before publication.
VictimsGuide 