WEST VIRGINIA AUTO INSURANCE GUIDE

West Virginia Crash Damages, Two-Year Property Limitation & Loss of Use

This guide will address West Virginia motor-vehicle damages, including repair or total-loss valuation, diminution issues, rental and loss-of-use claims, personal property, and the generally applicable two-year limitation period for injury to property.

Publication review note — September 17, 2026. Verify current §55-2-12, damages authority, mitigation requirements, and policy provisions before publication.