WEST VIRGINIA AUTO INSURANCE GUIDE
West Virginia Rideshare & Transportation Network Coverage
West Virginia transportation network company law imposes separate insurance requirements depending on whether a driver is logged on and waiting for a request or is providing a prearranged ride. This guide will address the 50/100/25 waiting-period limits, $1 million ride-period coverage, required UM/UIM, personal-policy exclusions, status records, and insurer coordination.
Publication review note — September 17, 2026. Verify current Chapter 17, Article 29 requirements, UM/UIM provisions, disclosure duties, and policy forms before publication.