STATE LAW – ALASKA LIBRARY – GUIDE 15
Alaska Rideshare & Transportation Network Coverage
Alaska rideshare insurance changes with app status. While a transportation-network driver is logged in and available for ride requests but not engaged in a prearranged ride, Alaska requires primary liability limits of at least $50,000 per person, $100,000 per incident and $25,000 for property damage, together with UM/UIM coverage required by Alaska law. During a prearranged ride, the required primary liability coverage is at least $1 million, with statutory UM/UIM coverage.
Rule at a Glance
Alaska Rideshare & Transportation Network Coverage
Alaska rideshare insurance changes with app status. While a transportation-network driver is logged in and available for ride requests but not engaged in a prearranged ride, Alaska requires primary liability limits of at least $50,000 per person, $100,000 per incident and $25,000 for property damage, together with UM/UIM coverage required by Alaska law. During a prearranged ride, the required primary liability coverage is at least $1 million, with statutory UM/UIM coverage.
Preserve app-status, trip, pickup and GPS records
Obtain the driver’s personal policy and the transportation-network policy
Review personal-policy exclusions and rideshare endorsements
Distinguish the waiting-for-request period from the prearranged-ride period before applying limits
Working Checklist
Build the Alaska record before making a final claim decision
Primary Authorities
Verify the rule at Alaska’s official sources
This page preserves the existing Alaska guide substance. Check current Alaska statutes, regulations, policy language and controlling appellate authority before legal reliance.