STATE LAW – ALASKA LIBRARY – GUIDE 05
Alaska Uninsured & Underinsured Motorist Coverage
Alaska law requires insurers to offer uninsured and underinsured motorist coverage, subject to statutory selection and rejection rules. Coverage analysis should identify insured status, limits, offsets, exclusions, settlement effects and subrogation rights.
Rule at a Glance
Alaska Uninsured & Underinsured Motorist Coverage
Alaska law requires insurers to offer uninsured and underinsured motorist coverage, subject to statutory selection and rejection rules. Coverage analysis should identify insured status, limits, offsets, exclusions, settlement effects and subrogation rights.
Obtain declarations, endorsements and UM/UIM selection or rejection documents
Identify every policy under which the injured person may qualify as an insured
Review liability settlements and subrogation implications before release
Apply current AS 21.96.020 and controlling Alaska authority
Working Checklist
Build the Alaska record before making a final coverage or claim decision
Primary Authorities
Verify the rule at Alaska’s official sources
This page preserves the existing Alaska guide substance. Check the current statute, insurance regulation, policy language and controlling Alaska appellate authority before legal reliance.