Who Is an Insured Under District of Columbia Auto Insurance?

Coverage often depends on whether a person qualifies as an insured under liability, PIP, uninsured-motorist, underinsured-motorist, or umbrella provisions. This guide will address named insureds, resident relatives, permissive users, occupants, pedestrians, and other persons who may qualify under District of Columbia law and policy language.

VG-TOPIC-04District of Columbia

← District of Columbia Auto Insurance & Crash Law

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PUBLIC-INTEREST LEGAL EDUCATION

VictimsGuide does not provide legal services or create an attorney-client relationship. Verify current primary authority, policy language and applicable law before legal reliance.

Official District of Columbia sources

D.C. Code · D.C. Department of Insurance, Securities and Banking · District of Columbia Courts

Bottom line. Preserve D.C.-specific PIP, UM/UIM, §12-309 notice, contributory-negligence exceptions, damages, settlement and current-authority issues before legal reliance.

LibraryDistrict of Columbia Law Library NextD.C. Optional PIP, $50,000 Medical, $12,000 Work Loss & $4,000 Funeral Benefits

A Citizen’s Guide to Auto Insurance and Crash Law

Find the state. Identify the problem. Preserve the record. Learn the law. Make an informed decision.

Public-interest education only. No legal services offered or accepted. No attorney-client relationship created. Verify current primary authority and the law applicable to the particular event before legal reliance.