MICHIGAN AUTO INSURANCE GUIDE
Michigan Government Vehicle Crashes & Public Entity Claims
Michigan government-vehicle claims can fall under the Governmental Tort Liability Act. MCL 691.1405 creates a motor-vehicle exception to governmental immunity for bodily injury and property damage resulting from negligent operation by a government officer, agent or employee while operating a government-owned motor vehicle.
- Identify the public entity, vehicle ownership, employee status and scope of employment.
- Determine whether the motor-vehicle exception applies and whether other immunity provisions affect the claim.
- Check entity-specific notice, presentment and limitation rules immediately.
- Preserve dispatch, maintenance, vehicle-data, video and governmental records.
Primary Michigan Source
MCL 691.1405 — Motor Vehicle Exception
Current-law review: September 16, 2026. Government claims are deadline-sensitive and require entity-specific statutory review.
VictimsGuide 