MINNESOTA GUIDE 13

Minnesota Borrowed, Non-Owned & Rental Vehicles

Coverage can change when the involved vehicle is borrowed, non-owned or rented. Liability, no-fault/PIP, UM/UIM and rental protections may apply differently depending on ownership, household status and policy language.

Publication review note — September 17, 2026. Verify current no-fault priority, rental, liability and UM/UIM rules before publication.