STATE LAW – NEBRASKA LIBRARY – GUIDE 15
Nebraska Rideshare & Transportation Network Coverage
Nebraska rideshare insurance changes with the driver’s app status. The critical questions are whether the app was off, open and waiting for a request, engaged on an accepted ride, or carrying passengers. Preserve the electronic trip record first, then analyze the transportation-network policy and any personal rideshare endorsement.
Nebraska uses distinct TNC insurance stages
Nebraska’s TNC statutes distinguish the application-open stage from engaged and passenger-on-board stages.
App-open waiting coverage is 25 / 50 / 25
During the app-open waiting period, § 75-334 requires at least 25/50/25 liability and statutory UM coverage.
Engaged and passenger stages require $1 million
During engaged and passenger stages, § 75-333 requires at least $1 million primary liability plus statutory UM/UIM for the driver and passengers; TNC insurance has a duty to defend and does not wait for the personal insurer to deny first.
TNC records are important coverage evidence
Sections 75-332 through 75-340 require disclosures and cooperation and contemplate precise log-on/log-off data. Preserve app timing, trip and policy records.
Authority map
Nebraska authorities for this topic
Use the linked statutes, rules and opinions with the applicable policy and date of loss. An official index locates opinions; secondary-host text does not complete source custody or citator review.
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