STATE LAW – NEVADA LIBRARY – GUIDE 11
Nevada Duty to Defend, Reservations of Rights & Liability Coverage Defense
This guide addresses the insurer’s defense obligation, reservation-of-rights practice, conflicts, and the distinction between the duty to defend and the duty to indemnify.
- Identify the liability coverage grant and defense language.
- Preserve reservation-of-rights and coverage-position letters.
- Compare the allegations and potentially covered claims to the policy.
- Separate defense obligations from indemnity and settlement issues.
Nevada’s duty to defend is broader than indemnity
United National Insurance Co. v. Frontier Insurance Co. holds that the duty to defend arises when the allegations or facts known to the insurer create a potential for coverage. Doubts concerning the defense duty are resolved in favor of the insured.
The duty to indemnify is narrower and depends on actual coverage for the liability ultimately established.
PUBLIC-INTEREST LEGAL EDUCATION
VictimsGuide does not provide legal services or create an attorney-client relationship. Insurance requirements, deadlines, remedies and controlling authority can change. Verify current primary authority, policy language and the law applicable to the particular event before legal reliance.
Official Sources
Verify current Nevada law at the source
The reviewed Nevada guide content above is preserved. Use current statutes, insurance regulation, controlling cases and the operative policy before legal reliance.