STATE LAW – PENNSYLVANIA LIBRARY – GUIDE 23
Pennsylvania Auto Insurance & Crash Law Case Authority Library
This issue-organized authority index collects primary Pennsylvania statutes and leading appellate decisions for motor-vehicle insurance and crash-law research.

Core Pennsylvania Statutes
- 75 Pa.C.S. Chapter 17 — Motor Vehicle Financial Responsibility Law, including §§1705, 1711, 1731 and 1738.
- 75 Pa.C.S. §1731 — availability and rejection of uninsured/underinsured motorist coverage.
- 75 Pa.C.S. §1738 — stacking and written waiver requirements.
- 42 Pa.C.S. §8371 — statutory bad-faith remedies.
Leading Pennsylvania Decisions
- Gallagher v. GEICO Indemnity Co. (Pa. 2019) — household-vehicle exclusions and impermissible de facto waiver of stacked UM/UIM coverage.
- Rancosky v. Washington National Insurance Co. (Pa. 2017) — elements and proof standard for bad-faith claims under 42 Pa.C.S. §8371.
Use these authorities with current Pennsylvania Insurance Department materials, later citing decisions and the actual declarations, rejection forms, stacking waivers and policy language.
Current-law review: September 23, 2026. Confirm subsequent history, statutory amendments and current policy language before reliance.
PUBLIC-INTEREST LEGAL EDUCATION
VictimsGuide does not provide legal services or create an attorney-client relationship. Insurance requirements, deadlines, remedies and controlling authority can change. Verify current primary authority, policy language and the law applicable to the particular event before legal reliance.
Official Pennsylvania sources
Pennsylvania General Assembly · Pennsylvania Insurance Department · Unified Judicial System of Pennsylvania
