PENNSYLVANIA AUTO INSURANCE GUIDE
Required Auto Insurance, $15/30/5 Liability & $5,000 Medical Benefits in Pennsylvania
Pennsylvania requires financial responsibility for motor vehicles, including minimum bodily-injury and property-damage liability coverage and first-party medical benefits. This guide will address the 15/30/5 liability minimums, $5,000 medical-benefit requirement, proof of insurance, and the practical consequences of minimum limits after a serious crash.
Publication review note — September 17, 2026. Verify current Motor Vehicle Financial Responsibility Law requirements, effective dates, exceptions, and approved policy forms before publication.