Pennsylvania Rideshare/TNC, 50/100/25, $500,000 Ride Coverage & First-Party Benefits

Pennsylvania regulates transportation network company insurance through separate coverage periods for drivers who are logged on, awaiting requests, or engaged in prearranged rides. This guide addresses waiting-period liability limits, prearranged-ride coverage, first-party medical benefits, personal-policy exclusions, insurer coordination, and status records.

VG-TOPIC-16Pennsylvania

On this pageGuide Authorities

Current-law review: September 23, 2026. Verify current TNC statutes, Public Utility Commission requirements, coverage limits, first-party-benefit rules, and policy forms before publication.

← Pennsylvania Auto Insurance & Crash Law

Mid-Atlantic Auto Insurance Law Library →

National State Law Map →

PUBLIC-INTEREST LEGAL EDUCATION

VictimsGuide does not provide legal services or create an attorney-client relationship. Insurance requirements, deadlines, remedies and controlling authority can change. Verify current primary authority, policy language and the law applicable to the particular event before legal reliance.

Official Pennsylvania sources

Pennsylvania General Assembly · Pennsylvania Insurance Department · Unified Judicial System of Pennsylvania

Bottom line. Preserve Pennsylvania-specific first-party benefits, UM/UIM, tort-option, comparative-negligence, government-claim, damages, settlement and current-authority issues before legal reliance.

LibraryPennsylvania State Law Library LibraryAll Pennsylvania Topics NextGovernment Vehicle Crashes & Immunity

A Citizen’s Guide to Auto Insurance and Crash Law

Find the state. Identify the problem. Preserve the record. Learn the law. Make an informed decision.

Public-interest education only. No legal services offered or accepted. No attorney-client relationship created. Verify current primary authority and the law applicable to the particular event before legal reliance.