RHODE ISLAND AUTO INSURANCE GUIDE

Rhode Island Medical Payments Coverage, Health Insurance & Coordination

This guide will address optional medical-payments coverage in Rhode Island, covered persons and expenses, coordination with health insurance and workers’ compensation, reimbursement issues, claim documentation, and the relationship between MedPay and tort recovery.

Publication review note — September 17, 2026. Verify current MedPay provisions, policy forms, coordination rules, reimbursement rights, and controlling decisions before publication.