Rhode Island Rideshare/TNC Insurance, 50/100/25 Logged-On Coverage & $1.5 Million Ride Coverage

Rhode Island regulates transportation network company insurance through separate coverage periods for drivers who are logged on and available for requests versus engaged in a prearranged ride. This guide addresses 50/100/25 logged-on coverage, the $1.5 million prearranged-ride requirement, personal-policy exclusions, insurer coordination, and status records.

VG-TOPIC-16Rhode Island

Current-law review: September 23, 2026. Verify current R.I. Gen. Laws §39-14.2-14, coverage amounts, policy requirements, and implementing guidance before publication.

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PUBLIC-INTEREST LEGAL EDUCATION

VictimsGuide does not provide legal services or create an attorney-client relationship. Verify current primary authority, policy language and applicable law before legal reliance.

Official Rhode Island sources

Rhode Island General Laws · Rhode Island Insurance Division · Rhode Island Judiciary

Bottom line. Preserve Rhode Island-specific UM/UIM, comparative-negligence, government-claim, damages, settlement and current-authority issues before legal reliance.

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A Citizen’s Guide to Auto Insurance and Crash Law

Find the state. Identify the problem. Preserve the record. Learn the law. Make an informed decision.

Public-interest education only. No legal services offered or accepted. No attorney-client relationship created. Verify current primary authority and the law applicable to the particular event before legal reliance.