RHODE ISLAND AUTO INSURANCE GUIDE

Rhode Island Third-Party Failure to Settle & Excess Exposure

This guide will examine Rhode Island law governing liability-insurer settlement conduct when a claim threatens to exceed policy limits, including duties owed to the insured, demand evaluation, excess judgments, assignments, and related remedies.

Publication review note — September 17, 2026. Verify current common-law and statutory settlement authority and controlling appellate decisions before publication.