STATE LAW – SOUTH CAROLINA LIBRARY – GUIDE 23
South Carolina Auto Insurance & Crash Law Case Authority Library
This issue-organized authority index collects primary South Carolina statutes and leading appellate decisions for automobile insurance, UM/UIM and crash-law research.
Core South Carolina Statutes
- S.C. Code §§38-77-150 and 38-77-160 — mandatory UM and optional additional UM/UIM coverage.
- S.C. Code §38-77-350 — offer forms for optional coverages.
- S.C. Code §15-78-10 et seq. — South Carolina Tort Claims Act.
Leading South Carolina Decisions
- Tyger River Pine Co. v. Maryland Casualty Co., 170 S.C. 286 (1933) — foundational liability-insurer settlement-duty doctrine.
- Nelson v. Concrete Supply Co., 303 S.C. 243 (1991) — adoption of modified comparative negligence.
- Davenport v. Cotton Hope Plantation (S.C. 1998) — assumption of risk within South Carolina’s comparative-negligence system.
South Carolina UM/UIM coverage is highly dependent on insured classification, stacking rules, offer forms and policy limits. Check current statutory text, later cases and the actual policy before reliance.
Current-law review: September 23, 2026. Confirm subsequent history, statutory amendments and current policy language before reliance.
PUBLIC-INTEREST LEGAL EDUCATION
VictimsGuide does not provide legal services or create an attorney-client relationship. Insurance requirements, deadlines, remedies and controlling authority can change. Verify current primary authority, policy language and the law applicable to the particular event before legal reliance.
Official South Carolina sources
South Carolina Legislature · South Carolina Department of Insurance · South Carolina Judicial Branch