Core South Carolina Statutes

• S.C. Code §§38-77-150 and 38-77-160 — mandatory UM and optional additional UM/UIM coverage.
• S.C. Code §38-77-350 — offer forms for optional coverages.
• S.C. Code §15-78-10 et seq. — South Carolina Tort Claims Act.

Leading South Carolina Decisions

• Tyger River Pine Co. v. Maryland Casualty Co., 170 S.C. 286 (1933) — foundational liability-insurer settlement-duty doctrine.
• Nelson v. Concrete Supply Co., 303 S.C. 243 (1991) — adoption of modified comparative negligence.
• Davenport v. Cotton Hope Plantation (S.C. 1998) — assumption of risk within South Carolina’s comparative-negligence system.

South Carolina UM/UIM coverage is highly dependent on insured classification, stacking rules, offer forms and policy limits. Check current statutory text, later cases and the actual policy before reliance.

Publication review note — September 17, 2026. Confirm subsequent history, statutory amendments and current policy language before reliance.