STATE LAW – SOUTH CAROLINA LIBRARY – GUIDE 19

South Carolina Crash Damages & Property Loss

South Carolina crash damages can include medical expenses, wage loss, diminished earning capacity, noneconomic harm, vehicle damage and other property losses. Recoverable categories must be coordinated with MedPay, health-plan reimbursement, comparative negligence, and any governmental liability limitations.

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  • Document past and future medical expenses and wage loss.
  • Separate economic, noneconomic and property losses.
  • Track MedPay, health-insurance and other payments affecting reimbursement issues.
  • Apply any governmental damages caps or claim-specific restrictions.

Current-law review: September 23, 2026. Verify current damages, collateral-source and property-loss authority before publication.

PUBLIC-INTEREST LEGAL EDUCATION

VictimsGuide does not provide legal services or create an attorney-client relationship. Insurance requirements, deadlines, remedies and controlling authority can change. Verify current primary authority, policy language and the law applicable to the particular event before legal reliance.

Official South Carolina sources

South Carolina Legislature · South Carolina Department of Insurance · South Carolina Judicial Branch

Bottom line. Preserve South Carolina-specific liability, UM/UIM, comparative-negligence, government-claim, damages, settlement and current-authority issues before legal reliance.