TENNESSEE AUTO INSURANCE GUIDE
Tennessee MedPay, Hospital Liens, Subrogation & Reimbursement
Tennessee medical-expense recovery can involve optional MedPay, health-plan reimbursement, subrogation, Medicare or Medicaid interests, and statutory hospital liens. Qualifying hospital liens generally attach to personal-injury recoveries subject to statutory limits and priority rules.
- Identify every available MedPay or first-party medical benefit.
- Track payments by auto insurers, health insurers and medical providers.
- Preserve hospital-lien, reimbursement and subrogation notices.
- Review the one-third hospital-lien limitation, attorney-lien priority, perfection and settlement rules.
Publication review note — September 17, 2026. Verify current hospital-lien, reimbursement, subrogation, Medicare/Medicaid and MedPay law before publication.
VictimsGuide 