UTAH GUIDE 02
Required Auto Insurance & Minimum Limits in Utah
Utah requires motor-vehicle liability insurance and personal injury protection. For policies issued or renewed on or after January 1, 2025, current minimum liability limits are $30,000 bodily injury per person, $65,000 per accident, and $25,000 property damage.
- Confirm the actual policy, insured vehicle and liability limits.
- Identify mandatory PIP and applicable first-party benefits.
- Investigate owner, employer, commercial, umbrella and excess coverage.
- Verify current Utah Code Title 31A requirements before publication.
Publication review note — September 17, 2026. Verify current statutory minimums, PIP requirements and policy language before reliance.
VictimsGuide 