VIRGINIA AUTO INSURANCE GUIDE
Virginia Crash Damages, Five-Year Property Limitation & Loss of Use
This guide will address Virginia motor-vehicle damages, including repair or total-loss valuation, diminution issues, rental and loss-of-use claims, personal property, and the generally applicable five-year limitation period for injury to property.
Publication review note — September 17, 2026. Verify current §8.01-243, damages authority, mitigation requirements and policy provisions before publication.