ALABAMA AUTO INSURANCE GUIDE
Alabama MedPay, Hospital Liens & Reimbursement
Alabama does not mandate PIP/no-fault coverage. Optional MedPay, health-plan reimbursement, subrogation, and hospital liens can materially affect the net recovery after a crash.
- Identify every available MedPay limit and qualifying insured.
- Track payments by auto insurers, health insurers and medical providers.
- Preserve lien, reimbursement and subrogation notices.
- Review Ala. Code § 35-11-370 and related hospital-lien filing and perfection requirements.
Publication review note — September 17, 2026. Verify current MedPay, hospital-lien, reimbursement and subrogation law before publication.
VictimsGuide 