Core Arkansas Statutes

• Ark. Code Ann. §23-89-403 — uninsured-motorist coverage and written rejection.
• Ark. Code Ann. §23-89-209 — underinsured-motorist coverage.
• Ark. Code Ann. §16-64-122 — modified comparative fault.
• Ark. Code Ann. §27-19-605 et seq. — motor-vehicle financial-responsibility requirements.

Leading Arkansas Decisions

• Farm Bureau Mutual Insurance Co. of Arkansas v. Barnhill, 284 Ark. 219 (1984) — stacking of UM coverage under policy language covering multiple vehicles.
• Harris v. Southern Farm Bureau Casualty Insurance Co. (Ark. 1970) — enforceability of other-insurance limitations in UM coverage.
• Southern Farm Bureau Casualty Insurance Co. v. Allen (Ark. 1996) — Arkansas insurer bad-faith standard.

Use these authorities with current Arkansas Insurance Department materials, later citing decisions and the actual declarations, rejection forms and endorsements at issue.

Publication review note — September 17, 2026. Confirm subsequent history, statutory amendments and current policy language before reliance.