STATE LAW – IDAHO LIBRARY – GUIDE 15
Idaho Rideshare & Transportation Network Coverage
Idaho rideshare insurance changes with app status. Under Idaho Code § 41-2519, a transportation-network driver who is logged in and available for ride requests but not engaged in a prearranged ride must have primary liability coverage of at least $50,000 per person, $100,000 per incident and $25,000 for property damage. During a prearranged ride, the required primary liability coverage is at least $1 million for death, bodily injury and property damage.
Idaho TNC coverage changes with app status
Idaho Code § 41-2519 requires primary insurance that recognizes TNC use while the driver is logged onto the network or engaged in a prearranged ride.
Logged in and waiting
When the driver is available to receive requests but has not accepted a ride, the statute requires at least $50,000 bodily injury per person, $100,000 per incident, and $25,000 property damage.
Prearranged ride
During a prearranged ride, the statute requires at least $1,000,000 in primary liability insurance. If the driver’s coverage lapses or fails to provide the required protection, TNC-maintained coverage must provide first-dollar coverage, and TNC coverage does not depend on a personal insurer first denying the claim.
PUBLIC-INTEREST LEGAL EDUCATION
VictimsGuide does not provide legal services or create an attorney-client relationship. Insurance requirements, deadlines, remedies and controlling authority can change. Verify current primary authority, policy language and the law applicable to the particular event before legal reliance.
Official Sources
Verify current Idaho law at the source
The reviewed Idaho guide content above is preserved. Use current statutes, insurance regulation, controlling cases and the operative policy before legal reliance.
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