KANSAS GUIDE 21

Kansas PIP, Medical Expenses, Liens & Reimbursement

Kansas requires personal injury protection benefits under the Kansas Automobile Injury Reparations Act. Statutory definitions include medical benefits of at least $4,500 per person, disability benefits of at least $900 per month for up to one year, funeral benefits up to $2,000, and other defined benefits subject to the Act and policy.

  • Identify the correct PIP insurer and priority source.
  • Track medical expense, wage/disability loss and other claimed benefits with a complete ledger.
  • Preserve applications, bills, explanations of benefits, denials, liens and reimbursement notices.
  • Coordinate PIP with tort damages and UM/UIM without duplicating the same loss.
  • Review statutory exclusions, time limits and reimbursement/subrogation provisions before settlement.

Primary Kansas Source

Kansas Automobile Injury Reparations Act — Article 31

Current-law review: September 16, 2026. PIP priority, exclusions, reimbursement and coordination depend on the statute, policy and facts.