LOUISIANA AUTO INSURANCE GUIDE

Louisiana Government Vehicle Crashes, Public Entity Liability & Damages Caps

Louisiana claims against the State, state agencies and political subdivisions are governed by special public-entity statutes in addition to ordinary tort rules. R.S. 13:5106 limits specified categories of personal-injury and wrongful-death damages to $500,000 per person, while separately addressing property damage, medical care and related benefits, and earnings losses.

  • Identify the exact state agency or political subdivision and the employee’s scope of duties.
  • Analyze public-entity immunity and liability statutes before assuming ordinary private-defendant rules apply.
  • Separate capped damages from categories expressly excluded from the cap by § 13:5106.
  • Preserve government vehicle, dispatch, video, maintenance and agency records immediately and verify all procedural deadlines.

Primary Louisiana Source

La. R.S. 13:5106 — Public Entity Liability Limitations

Current-law review: September 16, 2026. Public-entity claims require entity-specific analysis of liability, immunity, forum, procedure and damages limitations.