STATE LAW – MINNESOTA LIBRARY – GUIDE 23

Minnesota Auto Insurance & Crash Law Case Authority Library

This Minnesota authority library organizes the controlling statutory and appellate spine behind Guides 02–22. It is a research index, not a substitute for current primary-source and citator review.

VG-TOPIC-23Reviewed Oct. 4, 2026
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Authority Library

Minnesota auto-insurance and crash-law research spine

The Registry maps each guide to proposition-specific authority. The principal authorities below provide the starting point for deeper research.

No-fault / PIP

  • Minn. Stat. § 65B.44 — $40,000 minimum basic economic loss benefits.
  • § 65B.47 — PIP/basic economic loss priority and defined multiple-policy rules.
  • § 65B.51 — PIP offsets, uncompensated economic loss, and noneconomic tort threshold.
  • §§ 65B.525, 65B.54 — no-fault arbitration, payment timing, 15% overdue interest, and rejection procedure.
  • §§ 65B.53, 65B.61 — indemnity/subrogation and coordination.

Liability, UM/UIM, and disclosure

  • Minn. Stat. § 65B.49 — liability and mandatory UM/UIM coverage, priority, and anti-stacking.
  • § 72A.201, subd. 11 — coverage and limits disclosure within 30 days after written claimant request.
  • Minn. R. Civ. P. 26 — litigation insurance disclosure/discovery.
  • Sleiter v. American Family, 868 N.W.2d 21 (Minn. 2015) — UIM statutory/policy interaction.

Insurer duties and coverage disputes

  • Minn. Stat. § 604.18 and Peterson v. Western National, 946 N.W.2d 903 (Minn. 2020) — first-party insurer standard of conduct.
  • Johnson v. Urie / Gabrielson / Graff — insurance-agent procurement duties.
  • Meadowbrook / Franklin / SCSC / Remodeling Dimensions — duty to defend.
  • Short v. Dairyland, 334 N.W.2d 384 (Minn. 1983) — third-party failure to settle.

Vehicles, fault, damages, death, and settlement

  • Minn. Stat. § 169.09 — owner liability and crash-report evidentiary rules.
  • Niebuhr v. Sieberg, 34 N.W.3d 694 (Minn. 2026) and Meyer v. Nwokedi — owner liability / rental preemption.
  • §§ 604.01–604.02 and Staab — comparative fault and allocation.
  • §§ 573.01–573.02 — modern survival and wrongful-death law after the 2023 amendments.
  • Schmidt / Miller v. Shugart / King’s Cove / Frey — specialized settlement structures.

Maintenance flags

The August 4, 2026 No-Fault Arbitration Rules and the 2023 survival-law expansion are standing maintenance items. Several older case lines remain subject to formal negative-treatment/citator review and canonical source preservation before legal reliance.

Bottom line. Start with the proposition, open the official statute or opinion, confirm the applicable effective date, and complete current citator review for the specific issue.

Authorities

Primary Minnesota authority for this topic

Use the current statute, controlling decisions, and operative policy before legal reliance.

Minnesota No-Fault Act

Minn. Stat. ch. 65B

Core statutory framework for PIP, liability security, UM/UIM, tort thresholds, arbitration, and reimbursement.

Minnesota Revisor →

First-party insurer conduct

§ 604.18 / Peterson

Minnesota’s statutory first-party insurer standard and controlling Supreme Court interpretation.

Minnesota Revisor →

Comparative fault

§§ 604.01–604.02 / Staab

Current comparative-fault and allocation framework.

Minnesota Revisor →

Survival / wrongful death

§§ 573.01–573.02

Current post-2023 survival and wrongful-death framework.

Minnesota Revisor →

Need the bigger picture? Use the citizen roadmap to see where this Minnesota issue fits in the crash-to-closure process, or open the glossary when an insurance or litigation term is unfamiliar.