STATE LAW – MINNESOTA LIBRARY – GUIDE 23
Minnesota Auto Insurance & Crash Law Case Authority Library
This Minnesota authority library organizes the controlling statutory and appellate spine behind Guides 02–22. It is a research index, not a substitute for current primary-source and citator review.

Authority Library
Minnesota auto-insurance and crash-law research spine
The Registry maps each guide to proposition-specific authority. The principal authorities below provide the starting point for deeper research.
No-fault / PIP
- Minn. Stat. § 65B.44 — $40,000 minimum basic economic loss benefits.
- § 65B.47 — PIP/basic economic loss priority and defined multiple-policy rules.
- § 65B.51 — PIP offsets, uncompensated economic loss, and noneconomic tort threshold.
- §§ 65B.525, 65B.54 — no-fault arbitration, payment timing, 15% overdue interest, and rejection procedure.
- §§ 65B.53, 65B.61 — indemnity/subrogation and coordination.
Liability, UM/UIM, and disclosure
- Minn. Stat. § 65B.49 — liability and mandatory UM/UIM coverage, priority, and anti-stacking.
- § 72A.201, subd. 11 — coverage and limits disclosure within 30 days after written claimant request.
- Minn. R. Civ. P. 26 — litigation insurance disclosure/discovery.
- Sleiter v. American Family, 868 N.W.2d 21 (Minn. 2015) — UIM statutory/policy interaction.
Insurer duties and coverage disputes
- Minn. Stat. § 604.18 and Peterson v. Western National, 946 N.W.2d 903 (Minn. 2020) — first-party insurer standard of conduct.
- Johnson v. Urie / Gabrielson / Graff — insurance-agent procurement duties.
- Meadowbrook / Franklin / SCSC / Remodeling Dimensions — duty to defend.
- Short v. Dairyland, 334 N.W.2d 384 (Minn. 1983) — third-party failure to settle.
Vehicles, fault, damages, death, and settlement
- Minn. Stat. § 169.09 — owner liability and crash-report evidentiary rules.
- Niebuhr v. Sieberg, 34 N.W.3d 694 (Minn. 2026) and Meyer v. Nwokedi — owner liability / rental preemption.
- §§ 604.01–604.02 and Staab — comparative fault and allocation.
- §§ 573.01–573.02 — modern survival and wrongful-death law after the 2023 amendments.
- Schmidt / Miller v. Shugart / King’s Cove / Frey — specialized settlement structures.
Maintenance flags
The August 4, 2026 No-Fault Arbitration Rules and the 2023 survival-law expansion are standing maintenance items. Several older case lines remain subject to formal negative-treatment/citator review and canonical source preservation before legal reliance.
Authorities
Primary Minnesota authority for this topic
Use the current statute, controlling decisions, and operative policy before legal reliance.
