STATE LAW – TEXAS LIBRARY – GUIDE 23
Texas Auto Insurance & Crash Law Case Authority Library
Use this library to locate specific Texas Supreme Court opinions and understand what each contributes. An opinion’s presence is not a complete currentness or citator review.
UM/UIM entitlement and litigation sequence
Allstate Insurance Company v. Irwin, No. 19-0885 (May 21, 2021), addresses declaratory relief to establish UM/UIM entitlement and a discretionary attorney-fee award. It does not guarantee fees or establish bad faith merely because benefits are disputed.
In re State Farm Mutual Automobile Insurance Company, No. 19-0791 (March 19, 2021), addresses bifurcation and dependent extra-contractual discovery in UIM litigation. Read it when distinguishing proof of the tortfeasor’s responsibility and damages from claims about the carrier’s conduct.
Statutory claims and prompt payment
USAA Texas Lloyds Company v. Menchaca, No. 14-0721 (April 13, 2018), is the substituted opinion on rehearing. It explains relationships among policy entitlement, statutory violations, loss of benefits and independent injury. Use the substituted opinion rather than treating the withdrawn earlier opinion as the operative decision.
Hinojos v. State Farm Lloyds, No. 19-0280 (March 19, 2021), concerns a first-party property claim and prompt-payment consequences after an appraisal payment. Its context and the applicable Insurance Code provisions matter; it is not a universal rule for all liability or UIM demands.
Defense, settlement and medical-expense proof
Monroe Guaranty Insurance Company v. BITCO General Insurance Corporation, No. 21-0232 (February 11, 2022), explains a limited exception to the eight-corners defense framework. It requires qualifying coverage evidence and rejected the proposed evidence because it overlapped liability merits.
In re Farmers Texas County Mutual Insurance Company, No. 19-0701 (May 7, 2021), distinguishes a failed Stowers theory without excess judgment or settlement from the pleaded contractual indemnity claim. Gunn v. McCoy, No. 16-0125 (June 15, 2018), addresses medical-expense affidavits and paid-or-incurred proof in its procedural setting.
How to use an authority responsibly
Open the official opinion below and verify the parties, docket, date, disposition and passage supporting the proposed rule. Distinguish the court’s holding from background facts, quoted arguments, separate opinions and discussion of other cases. Match the guide’s factual setting to the case.
Before relying on an opinion in a live matter, check subsequent decisions, statutory amendments and current procedural rules. This collection supplies preserved official sources and topic mappings; it is not represented as an exhaustive Texas case inventory or a completed subsequent-history review.
Authorities and source notes
- Allstate Insurance Company v. Irwin — No. 19-0885, opinion delivered May 21, 2021
- USAA Texas Lloyds Company v. Menchaca — No. 14-0721, substituted opinion April 13, 2018
- Hinojos v. State Farm Lloyds — No. 19-0280, opinion delivered March 19, 2021
- In re State Farm Mutual Automobile Insurance Company — No. 19-0791, opinion delivered March 19, 2021
- Monroe Guaranty Insurance Company v. BITCO General Insurance Corporation — No. 21-0232, opinion delivered February 11, 2022
- In re Farmers Texas County Mutual Insurance Company — No. 19-0701, opinion delivered May 7, 2021
- Gunn v. McCoy — No. 16-0125, opinion delivered June 15, 2018
Official source links and cited propositions checked October 4, 2026. Full subsequent-history and legal-currentness review remains open. General information; individual facts, policy terms and deadlines require case-specific review.
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