Core Texas Statutes

• Texas Insurance Code §§1952.101–1952.110 — UM/UIM coverage and written rejection.
• Texas Transportation Code §601.072 — 30/60/25 minimum financial-responsibility limits.
• Texas Civil Practice & Remedies Code Chapter 33 — proportionate responsibility.
• Texas Civil Practice & Remedies Code §72.052 et seq. — bifurcated commercial motor-vehicle liability procedures enacted through H.B. 19.

Leading Texas Decisions

• G.A. Stowers Furniture Co. v. American Indemnity Co., 15 S.W.2d 544 (Tex. Comm’n App. 1929, holding approved) — foundational liability-insurer settlement duty.
• Brainard v. Trinity Universal Insurance Co. (Tex. 2006) — UIM entitlement, judgment and payment timing.
• USAA Texas Lloyds Co. v. Menchaca (Tex. 2018) — relationship between policy benefits and Texas Insurance Code extra-contractual claims.

Texas motor-carrier litigation requires special attention to H.B. 19 procedures, while UM/UIM, Stowers and Insurance Code claims each have distinct prerequisites. Check current statutes and policy language before relying on older authority.

Publication review note — September 17, 2026. Confirm subsequent history, statutory amendments, effective dates and current policy language before reliance.