UTAH GUIDE 08
Utah Coverage Disclosure & Insurer Duties
Coverage investigation should identify every known policy, limit, insured relationship and unresolved coverage issue that may affect recovery after a Utah crash.
- Request declarations and complete applicable policy forms.
- Ask about umbrella, excess, employer, commercial and additional-insured coverage.
- Preserve written representations concerning limits and coverage positions.
- Compare insurer disclosures with facts developed through investigation.
Publication review note — September 17, 2026. Verify current disclosure duties, regulations and insurer obligations before publication.