VERMONT AUTO INSURANCE GUIDE
Vermont Crash Investigation, Evidence Preservation, Three-Year Limitation & Discovery Rule
Vermont personal-injury claims are generally subject to a three-year limitation period, with statutory discovery principles in appropriate cases. This guide will combine limitation analysis with crash-investigation and preservation steps involving vehicles, electronic data, photographs, video, witnesses, police records, medical documentation, and spoliation issues.
Publication review note — September 17, 2026. Verify current 12 V.S.A. §512, accrual and discovery rules, governmental-claim requirements, evidentiary standards, and preservation authority before publication.