VictimsGuide

A Citizen’s Guide to Auto Insurance and Crash Law

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VERMONT AUTO INSURANCE GUIDE

Vermont Pre-Suit Insurance Information, Policy Limits & Coverage Investigation

Vermont law requires an insurer that may be liable to satisfy part or all of a motor-vehicle claim to disclose specified liability-insurance information within 30 days after receiving a qualifying written request from a person reasonably claiming a right to recover damages. The disclosure includes the names of the insurer and insured and the applicable liability limits.

  • Make the request in writing and identify the crash and claimed bodily injury, death or property damage.
  • Ask separately about umbrella, excess, commercial and employer policies that may not be captured by the primary auto policy.
  • Preserve the insurer’s response and compare it against declarations, endorsements and other coverage evidence.

Current-law review: September 17, 2026. See 23 V.S.A. §941(g); verify amendments and policy-specific facts before reliance.