STATE LAW – WASHINGTON LIBRARY – GUIDE 02
Required Auto Insurance & Minimum Limits in Washington
Washington requires proof of financial responsibility for motor vehicles. The Washington master library identifies current minimum liability limits of $25,000 for bodily injury or death to one person, $50,000 for bodily injury or death to two or more persons in one accident, and $10,000 for property damage.
- Confirm the applicable liability policy and actual limits.
- Distinguish statutory minimums from all available insurance.
- Investigate vehicle-owner, employer, commercial, umbrella and excess coverage.
- Review current RCW 46.30.020 and RCW 46.29.090 before reliance.
Official Sources
Verify current Washington law at the source
The reviewed Washington guide content above is preserved. Use current statutes, insurance regulation, controlling cases and the operative policy before legal reliance.
Statutory sources checked October 14, 2026
The cited statutory provisions support the specific rules and qualifications described here. Apply the policy and law governing the relevant event; this source check does not certify a complete review of controlling cases.
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