ARIZONA GUIDE 05
Arizona Uninsured & Underinsured Motorist Coverage
Arizona UM/UIM coverage can protect insured persons when the responsible driver has no insurance or inadequate liability limits. The analysis should address selection or rejection documents, insured status, applicable limits, offsets, exhaustion, consent, subrogation and arbitration.
- Obtain declarations, endorsements and UM/UIM selection or rejection forms.
- Identify every policy under which the injured person may qualify as an insured.
- Review settlement, notice and subrogation requirements before resolving the liability claim.
- Evaluate stacking and anti-duplication provisions under current Arizona law.
Migration source: https://www.victimsguide.com/az-uninsured-underinsured-motorist-coverage. Verify current Arizona primary authority before reliance.