ARIZONA GUIDE 04
Who Is an Insured Under Arizona Auto Insurance?
Arizona coverage analysis begins with the policy’s insured definitions and the facts of ownership, permission, household status and vehicle use. Liability, UM/UIM, MedPay and other coverages may define insured status differently.
- Named insureds and resident relatives.
- Permissive users and omnibus insureds.
- Occupants, pedestrians and other persons protected by first-party coverages.
- Employer, commercial, rental and rideshare insured-status provisions.
Determine insured status for each claimed coverage separately; do not assume qualification under one coverage answers every other coverage question.
Migration source: https://www.victimsguide.com/az-who-is-insured. Verify current Arizona primary authority before reliance.
VictimsGuide 