STATE LAW – MISSISSIPPI LIBRARY – GUIDE 19

Mississippi Crash Damages & Property Loss

Mississippi crash damages combine economic loss, noneconomic loss, property damage, comparative-fault reductions, and—where proven—punitive damages under a separate statutory standard. Ordinary civil noneconomic damages are subject to a $1 million statutory cap.

VG-TOPIC-19Reviewed Oct. 4, 2026
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Damages

Separate economic and noneconomic loss before applying caps

Miss. Code § 11-1-60 defines economic and noneconomic damages and limits noneconomic damages in ordinary civil actions to $1,000,000. The cap does not apply to objectively verifiable economic damages.

Economic damages

Economic loss can include medical expenses and care, rehabilitation, custodial care, disability-related monetary losses, lost earnings and earning capacity, burial costs, property repair or replacement, substitute services, and other objectively verifiable pecuniary loss, subject to proof, causation, and other applicable law.

Noneconomic damages

For ordinary civil actions filed on or after September 1, 2004, § 11-1-60 limits noneconomic damages to $1 million. The jury is not advised of the statutory cap; the court reduces an award that exceeds the applicable limit.

Comparative fault and several liability

Section 11-7-15 reduces damages according to claimant fault. Section 85-5-7 generally allocates responsibility among multiple defendants according to their percentages of fault.

Punitive damages are separate

Punitive damages are not part of the § 11-1-60 noneconomic cap and are governed by Mississippi’s separate punitive-damages statute and evidentiary standard. They should not be assumed from serious injury alone.

Bottom line. Build Mississippi damages category by category, prove economic loss, apply pure comparative fault, then apply the $1 million ordinary-civil noneconomic cap separately from punitive-damages analysis.

Authorities

Primary Mississippi authority for this topic

Use the current statute, controlling decisions, and operative policy before legal reliance.

Noneconomic cap

Miss. Code § 11-1-60

Caps noneconomic damages in ordinary civil actions at $1 million while defining economic and noneconomic categories.

Current code text →

Comparative fault

Miss. Code §§ 11-7-15, 85-5-7

Pure comparative negligence and several-liability allocation rules.

Mississippi Legislature →

Need the bigger picture? Use the citizen roadmap to see where this Mississippi issue fits in the crash-to-closure process, or open the glossary when an insurance or litigation term is unfamiliar.