MISSISSIPPI AUTO INSURANCE GUIDE
Mississippi Rideshare & Transportation Network Coverage
Mississippi rideshare insurance changes according to app status and whether a prearranged ride is underway. Current law requires distinct liability coverage during waiting and ride periods, with UM coverage governed by Mississippi law.
- Preserve app-status, trip and GPS records.
- Obtain the driver’s personal policy and transportation-network policy.
- Review personal-policy exclusions and rideshare endorsements.
- Verify current waiting-period and prearranged-ride liability limits.
Publication review note — September 17, 2026. Verify current TNC limits, UM requirements and policy language before publication.
VictimsGuide 